Track subscriptions, audit unused spending, and see where your money really goes.
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PRO gives you unlimited subscriptions, cross-device sync, and advanced insights.
Start by listing every recurring charge. Check your credit card and bank statements for the past 3 months. The average American has 12 paid subscriptions totaling over $200/month. Use category grouping to understand where your money goes and identify patterns.
Use the subscription audit feature to track which services you actually use. Mark subscriptions as "used" when you access them. After 30 days, unused subscriptions are flagged for review. This simple habit can save you $50-100 per month by eliminating zombie subscriptions.
Your inputs carry over automatically. Just pick a tool.
Track all your monthly subscriptions, audit unused spending, see category insights with charts, and export summaries. Find and cancel wasteful subscriptions.
The average American spends $219/month on subscriptions. Enter all your subscriptions to see your true monthly and annual cost. Many people are surprised by the total.
Review usage frequency: if you haven't used a service in 30 days, consider canceling. The tracker highlights your cost-per-use to identify low-value subscriptions.
Yes. The tracker normalizes everything to monthly cost, so you can see the true recurring expense regardless of billing frequency.
The Annual Billing Optimizer in the Insights view shows potential savings for each monthly subscription. Most services offer 15-20% off for annual billing. Switching all eligible subscriptions can save hundreds of dollars per year.
Family plans typically pay off when 3+ people share. Spotify Family at $17/month covers 6 users vs $12 for individual, so 2 users break even and 3+ save significantly. YouTube Premium Family ($23 for 6) and Apple One Family ($23 for 6) follow similar math. Always check the Terms of Service for household residency requirements before splitting costs with non-family members.
Set a calendar reminder 2 days before any free trial ends. Use a virtual card from privacy.com or Capital One Eno that you can disable after the trial. Add the trial to the tracker with the renewal date so it shows up in the upcoming-charges view. The tracker's renewal alerts help catch trials before the auto-charge hits.