This policy explains how we collect, use, and protect your personal data. See also our Terms of Service.
Most calculations and operations performed on our tools run locally within your browser.
We do not send your calculation inputs to our servers unless you choose to save data via the PRO scenario save feature.
When you create an account, we store the following profile information provided via Google or Apple Authentication:
Payment processing is exclusively handled by Lemon Squeezy, our secure Merchant of Record. AheadFin does not store or have access to your credit card numbers, billing addresses, or payment credentials.
We use trusted third-party services to operate AheadFin. Services that directly handle your data are listed below, each with its own privacy policy:
We do not sell, rent, or share your personal data with any third party for marketing purposes.
AheadFin uses the following categories of cookies:
You can withdraw your consent at any time by clearing your browser cookies.
We do not sell behavioral data or use cross-site trackers beyond the services listed above. PRO and PRO+ subscribers enjoy a completely ad-free experience.
Some articles and tool pages on AheadFin may contain affiliate links to third-party financial products and services. If you click through and make a purchase or sign up, we may receive a small commission at no additional cost to you.
Affiliate partnerships do not influence our editorial content, tool calculations, or recommendations. We only link to services we believe provide genuine value to our users.
If you subscribe to our newsletter, we store your email address solely for the purpose of delivering product updates, articles, and occasional promotions. You can unsubscribe at any time via the link in any email.
Registered users can manage notification preferences (product updates, promotions, security alerts, weekly digest, recalculate reminders, net worth check-ins, rate change alerts) from their Profile Settings.
Proactive Rate Alerts: If you have financial profile data saved, we may send automated email notifications when key market indicators (e.g., mortgage rates, federal funds rate, CPI, S&P 500) change significantly. Portfolio holders may also receive alerts when market movements significantly impact their tracked holdings. PRO members receive personalized impact estimates based on their profile. These alerts are estimates only, not financial advice. You can disable these via the "Calculation & Rate Alerts" toggle in your notification settings.
We retain your account data for as long as your account is active. When you delete your account:
You may also request complete data deletion by contacting us at the address below.
In the event of a data breach that affects your personal information, AheadFin will notify affected users via email within 72 hours of becoming aware of the breach, as required by applicable law (including GDPR Article 33).
The notification will include: the nature of the breach, the categories of data affected, the likely consequences, and the measures taken to address the breach. We will also notify the relevant supervisory authority where required by law.
AheadFin does not knowingly collect personal information from children under 13 years of age (or under 16 in jurisdictions where GDPR applies). If we become aware that we have collected personal data from a child below the applicable minimum age without verified parental consent, we will take steps to delete that information promptly.
For users between 13 and 18 years of age, a parent or guardian may contact us at privacy@aheadfin.com to review, modify, or request deletion of their child's personal information.
Since AheadFin PRO provides immediate access to premium features and content, subscriptions are generally non-refundable.
Since AheadFin PRO provides immediate access to premium features, all subscriptions are non-refundable. All tools are freely accessible before subscribing, so you can evaluate the service before purchase.
You may cancel your subscription at any time through the Lemon Squeezy Customer Portal linked in your profile settings. After cancellation, you retain PRO access until the end of your current billing period.
If you are located in the European Economic Area (EEA) or the United Kingdom, you have specific rights under the General Data Protection Regulation (GDPR) and UK GDPR:
Legal basis for processing: We process your personal data based on (a) your consent (e.g., cookie acceptance), (b) contractual necessity (e.g., account creation, subscription management), and (c) legitimate interests (e.g., service improvement, fraud prevention).
To exercise any of these rights, contact us at privacy@aheadfin.com. We will respond within 30 days. You also have the right to lodge a complaint with your local data protection authority.
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA):
Categories of personal information collected: Identifiers (name, email), internet activity (tool usage, article reads), and commercial information (subscription status). We collect this data for service operation and improvement purposes only.
To submit a verifiable consumer request, contact privacy@aheadfin.com. We will verify your identity and respond within 45 days.
AheadFin is hosted on Vercel (United States) and uses TiDB Cloud for database services. Your data may be stored and processed in the United States or other countries where our service providers operate.
By using AheadFin, you consent to the transfer of your information to these countries, which may have data protection laws different from those in your jurisdiction. We ensure that all third-party processors maintain appropriate security measures to protect your data.
For transfers from the EEA/UK, we rely on Standard Contractual Clauses (SCCs) or equivalent safeguards as provided by our infrastructure and service partners.
For privacy inquiries, data deletion requests, or refund support:
privacy@aheadfin.com