For informational purposes only. This tool provides estimates based on your inputs and may differ from actual outcomes. It does not constitute financial advice. Please consult a qualified professional before making financial decisions. Terms
Know your number. Track assets, liabilities, and see your true financial position.
Debt Ratio: 39.4%
Source: Federal Reserve SCF 2022
Progress Tracking
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Net worth benchmarks by age group (Federal Reserve Survey of Consumer Finances 2022)
64% below median
50th percentile
Skewed by top earners
Source: Federal Reserve Survey of Consumer Finances (2022). Median is a better benchmark because averages are skewed by ultra-wealthy households.
Projected net worth over the next 10 years based on your growth assumptions.
At 3% inflation, your projected net worth of $151,171 in 10 years is worth $112,485 in today's dollars. That's a $38,686 purchasing power gap.
Growth Projection
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Insights
Your assets are 2.5x your liabilities. Good, with room to grow.
Net worth is the single most important number in personal finance. It captures your complete financial picture: what you own minus what you owe. Tracking it regularly helps you see progress, spot problems, and stay motivated.
Your debt-to-asset ratio of 39.4% tells you what percentage of your assets are funded by debt. Under 50% is generally healthy, while under 20% puts you in excellent territory.
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FIRE Calculator
FIRE Planning
Use your net worth to plan early retirement
Debt Payoff
Payoff Strategy
Eliminating debt is the fastest way to boost your net worth.
Investment Fee Analyzer
Fee Impact
See how fees affect your portfolio growth
Compound Interest
Project Growth
See how your net worth compounds over time
Track your net worth with detailed asset and liability breakdowns, then see how you compare to your peers with percentile rankings based on Federal Reserve SCF data.
Net worth = Total Assets minus Total Liabilities. Assets include cash, investments, property, and vehicles. Liabilities include mortgages, loans, and credit card debt.
According to the Federal Reserve Survey of Consumer Finances (2022), the median net worth by age is: Under 35 ($39,000), 35-44 ($135,600), 45-54 ($247,200), 55-64 ($364,500), 65-74 ($409,900), 75+ ($335,600). The "How Do You Compare?" section lets you select your age group and see how you stack up against the median and average.
Average net worth is heavily skewed by ultra-wealthy households. For example, the average for ages 55-64 is $1.57M, but the median is $364,500. The median represents the typical American much better since half the population is above and half below.
Monthly or quarterly tracking helps identify trends. Use the Snapshot feature to save your current net worth and track changes over time with the trend chart.
